The Co-operative group is a consumer cooperative which was formed in 1844 and has a diverse range of retail businesses. The Co-operative group is owned and run by its 8 million memebers and is the UK's fifth largest food retailer. The Co-operative runs a number of services including 450 travel agencies, 800 funeral homes, legal services and the Co-operative Banking Group which is made up of Co-operative Insurance and Co-operative Bank. Co-operative Insurance covers car, home, van, pet, life and health.