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Marks and Spencer Home Insurance


Marks and Spencer PLC is a major British multinational retailerwhich is headquartered in the City of Westminster, London. It specialises in the selling of clothing, home products and luxury food products. Marks and Spencers was founded in 1884 by Michael Marks and Thomas Spencer in Leeds initially selling out of a permanent stall in Leeds' covered market. Marks and Spencer began to expand from this point to open market stalls in many locations around the North West of England and move the original Leeds Penny Bazaar to Manchester.

Following continued expansion through to the 1990's the company became the first British retailer to make a pre-tax profit of over £1 billion in 1998. Following this peak the company then went into a slump due to the rising cost of its British based suppliers and its refusal to allow credit cards to be used in store until 2001.

Marks and Spencers Bank offers a huge range of financial services and products including current account and ISA's as well as car, travel, house and pet insurance.

Marks and Spencer offer two levels of home insurance; standard and premier. When you buy a policy online you receive 20% discount and M&S cardholders also get 1000 points on new policies. Cover includes new for old on contents replacements and you can also pay by monthly direct debit for no extra cost. Marks and Spencer also allow home insurance customers to protect their no claims bonus as soon as you have had one claim free year.

Marks and Spencer home insurance also promises to replace your washing machine, tumble drier, fridge freezer or dishwasher with an 'A' rated model should you make an approved claim as part of their green promise to the environment. Should you need to vacate your home for any reason they also offer alternative accomodation.

With premier cover you receive accidental damage, storm damage to gates and fences and damage to freezer contents. On top of that if you have children at university their possesions will be covered away from the home meaning they do not need to take out student contents cover themselves.

  • 20% Online Discount
  • 1000 M&S Card Points
  • Standard or Premier Cover
Home Insurance quote:
0800 068 2742
Home Insurance Claim:
0800 111 4901
Renew home insurance cover:
0800 068 2742

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Topic: Marks and Spencer Home Insurance
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Sue Henderson (Folkstone, UK) says...
I recently lost a diamond ring that was a specified item on my insurance. Their claims management team re-valued my ring at current day prices at £9100. Here is the nasty bit, they then gave me a list of jewellery stores where I could spend the money on a replacement ring. Mostly big chain stores that are not competitively priced, have inferior stones and lack the more unusual pieces. I sourced a couple of potential replacements through other jewellery stores and gave M&S the details. ... Read More
22nd September 2014 10:09pm

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