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Saga Home Insurance


Saga was founded in 1951 in the seaside town of Folkestone by Sidney de Haan. Saga began life as a small hotel offering affordable off-peak holidays exclusively to retired people. Saga grew rapidly and by the 1960's it had added many other UK destinations as well as becoming a pioneer in the Algrave tourism industry. By the 1970's Saga had expanded into Spain, Romania and Yugoslavia and was now the UK's largest rail customer by offering chartered trains around the country. In the 1980's Saga began offering insurance and finacial services specifically designed to their customers. They also began operating Saga cruises and during the 1990's began operating their own ship, the Saga Rose. It was during this period when Saga lowered the age restriction for customers from 60 to 50.

During the 2000's and backed by private equity firm Charterhouse, Saga was partially bought by its staff (20%). At the same time it was merged with the AA for form Acrosmas Holdings which is now approx 20% owned by staff, 35% Charterhouse, 20% Permira, 20% CVC and 5% others. On Friday, May 23 2014, the Saga Group was successfully floated on the London Stock Exchange as a Public Company, and therefore changed its name to Saga PLC. Saga continue to offer a wide range of insurance products including car, home, travel, caravan, van, pet, private medical, life insurance, motorhome and legal services.

Saga offer Defaqto Five Star rated home insurance and you could save up to 20% by purchasing a policy online. As standard you receive up to £500,000 buildings and up to £50,000 contents cover but these can be increased using Saga TailorMade Home Insurance. If you switch to Saga from your current insurance supplier, Saga will even cover any admin or transfer fees you are liable for up to £25. Saga also pride themseleves on offering UK based advisers and having no automated telephone systems meaning you always speak to a person. Unlike some insurers, Saga don't ask you to specifiy items worth £2,500 or less and offer new for old on all items that cannot be repaired. Saga also offer no claims bonus with their 'Premier Insurance' to help bring down the cost of your home insurnace.

  • Buildings Insurance
  • £500,000 rebuilding cost cover as standard
  • Alternative accomodation up to 20% of the value of your policy
  • Up to 60 days unoccupied cover
  • Up to £2,000,000 legal liability as owner of the property
  • Protection for fixtures and fittings, such as fitted kitchen units
  • Contents Insurance
  • £50,000 contents cover as standard
  • Garden furniture cover
  • Accidental Damage Cover
  • Items up to £2,500 value do not need to be specified
Home Insurance Quote:
0800 015 0521
Home Insurance Renewal:
0800 056 9085
Discuss an existing policy:
0800 056 9102

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