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No Claims Bonus

Post Office


The Post Office's reach has continued to expand over the years becoming a one stop shop for all things relating to life in the UK from home phone lines to insurers to broadband. Car insurance from the Post Office can apparently save you up to £200 with varying levels of cover and all the extras you would expect from the larger brands, this is due to the POst Office using a panel of insurers to locate the best deal for you. This sort of brokering is common these days and the Post Office's car insurance is administered by BISL Ltd who are also responsible for Budget so their experience in this area is substantial. Post Office car insurance even offers "new for old" replacement should your insured vehicle be under 12 months old. With all this you get optional breakdown cover and there are flexible payment options to ease the strain on your finances.

Post Office Home Insurance has no less. Each policy can be tailored to your specific needs so that you don't end up paying for things that you don't need cover for, this results, they said, in an average saving of around 30% compared to your current policy. Included in the Post Offices buildings protection policy is Home Assistance, which provides 24-hour assistance for home emergencies like burst pipes and blocked drains. Home contents cover is the cover you need to protect the items in your home but which also covers you for personal possessions when you're away from home, (such as a cameras, and mobile phones) as well as accidental damage to TVs, Blue-Ray players etc. and extends even further to garden contents, replacement locks and keys plus any freezer contents. You can also combine buildings and contents insurance to be fully protected and, like most insurers, as an extra bonus they will automatically increase your cover at Christmas time when you're likely to have more possesions in your home!

Comments (3)

Topic: Post Office Insurance
1/5 (3)
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Nicholas (Worcester, UK) says...
Had a no fault accident 7 weeks ago. The third party admitted liability from the outset as we we're parked at lights when she hit us from behind. The claims department are still now saying that they still have no stance on liability and even worse are now saying that they might not honour our insurance as they say we didn't tell them about 3 points on my licence. ( I'm a named driver but wasn't driving) We still maintain we have told them but are going to struggle to prove it. They have never ... Read More
25th April 2014 2:48pm
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Richard (Newcastle, UK) says...
Had a car accident back in April 2010. My insurance was with PO, who passed on the details to Minster Law for legal help and 17 months down the line I get the same repetitive message saying that the third party insurers are waiting for a police report... I understand Police are understaffed, but .... 17 months?!
15th January 2012 9:33am
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Linda (Oxford, UK) says...
Asked for 2 week temporary driver cover for a 30 year old female driver (home owner) with no claims or convictions and was told the underwriters do not allow it. I can instead put her as a permanent named driver...costing £552. Plus £20 admin fee!! I was told that I should have put that I might want to have a temporary driver when I filled in the form on line. Madness. I shan't be renewing.
22nd August 2010 7:48pm

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