LV= offer two levels of travel insurance; Essential and Premier. Both policies offer up to £5,000 should you need to cancel your trip due to unexpected illness. You also receieve up to £10 million emergency medical cover and all pre-existing medical conditions are considered by LV=.
If you choose LV= Premier travel insurance you're also covered if your transport, accommodation or excursion provider goes bust. Additionally, you're covered if you face a delay for longer than 24 hours due to bad weather or a cancellation. With premier cover you even recieve up to £1,000 if you miss your pre-booked transport. With LV= single trip policies, there is also no upper age limit. If you're looking for multi-trip cover, LV= offer this for travellers up to 79 years old.
There are also some optional extras which you can add should you feel you need them. The first is baggage, personal belongings and money. Premier insurance covers you up to £3000 with a single item limit of £500. Essential Insurance goes up to to £2000 with a single item limit of £300. Money is covered up to £500 (£300 cash) on both types of policy.
You can also add winter sports cover if required and you'll receive 17 days of winter sports cover on the Essential policy and 31 days on the Premier policy. Winter sports that are covered includes skiing, snowboarding, snowblading, sledging, tobogganing snowmobiling and skidooing. If you are taking your own ski's its worth considering personal belongings cover.
- Essential and Premier Cover
- £10 million emergency medical cover
- £5,000 illness cover
- Optional Winter Sports
- Optional baggage and personal possesions